An instalment term loan provider
Anico is an instalment loan provider offering unsecured loans to meet clients’ financial needs - be they education fees, medical expenses, property renovations, other capital expenses or remittance to loved ones back home. We will lend new customers up to £1000 and existing customers that have demonstrated a repayment record may be entitled to increased loans, all subject to status, affordability and creditworthiness.
Loans up to £2000
Education Fees
Medical Expenses
Property Renovation
Capital Expenses
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We aim to provide a straightforward solution to your credit needs, with a telephoneor face to face application process and personal service offered by our Anico Customer Service Representatives who will meet or speak with you in person to discuss your financial situation and lending needs.
Loans are repayable over a period of up to 12 months. You also have the statutory right to settle your loan early.
If you pay early you may pay less interest as you may be due a rebate in accordance with the Consumer Credit Act 1974.
Representative Example
| £1,000 loan payable over 6 months at £248* per month |
| Annual Rate of interest 98% (fixed, applied on an annual basis) |
| Representative APR 382% |
| Total amount of credit is £1000 | Duration of agreement is 6 months |
| Amount of each repayment is £248 | Total amount payable is £1490* |
| Total charge for credit is £490* |
| Amount of each repayment: |
|
| 1st repayment: £248 |
4th repayment: £248 |
| 2nd repayment: £248 |
5th repayment: £248 |
| 3rd repayment: £248 |
6th repayment: £248 |
No hidden charges
*Actual APR offered may vary according to term
and payment frequency of loan offered.
Responsible lending
Anico takes responsible lending very seriously and only lends money to new or existing customers that can afford to repay the loan. At the same time we also urge all customers to borrow responsibly. Before applying for credit please ensure that you can afford to make the repayments.
